What this site collects

Effective July 26, 2026.

What is not collected

This site has no accounts, no login, no newsletter signup, no contact form, no quiz and no chat. It does not ask for your name, your email address, your phone number, your address, or anything about your business. There is nothing here that can collect that information, because none of it was built.

What is measured

Aggregate traffic analytics run on this site: which pages get viewed, roughly where visitors come from at country level, and how fast pages load. This is provided by the hosting platform and is designed to work without cookies and without building a profile of an individual visitor. It tells the publisher that a page was read. It does not tell the publisher who read it.

Standard web server logs exist as a technical necessity of serving a website, and include the usual request data such as IP address and browser type. They are not used to identify or track individuals.

Cookies

This site sets no advertising cookies and no tracking cookies, and has no cookie consent banner because it has nothing to ask consent for.

Links to other sites

Pages here may link to insurance providers and to government sources. Once you follow a link, you are on someone else's site under their privacy policy, and this site has no visibility into and no control over what they do.

If and when referral links go live, they will carry an identifier for this site and nothing about you. No information about a visitor is passed to a provider, and no personal data is ever placed in a link. The commercial arrangement is described on how we make money.

Children

This site publishes reference material about commercial insurance for business owners. It is not directed at children and does not knowingly collect information from anyone.

Changes

If this policy changes, the effective date above changes with it. The substance is unlikely to move much while there is nothing to collect.